UnionGoldenPay Ltd., also known as UNGPAY, is a Financial Institution established in Malta since 2016.The Company has been officially granted a License of Electronic-money Institution by Malta Financial Services Authority (MFSA) in 2017.

Contact us

Why Choose Us


Our partners and individual users will experience the efficient online process. Only 5 minutes will give you a brand new payment experience.


Our account supports multiple transfer modes such as SEPA and SWIFT. Let your funds reach your global accounts quickly and safely.


Our systems stick to strict financial standards. Our management team comes from Europe and Asia and averagely has more than 10 years industry experience.


Our payment solutions will combine the excellent knowledge of Europe and Asia. Continuously bring you a new experience.

Launching Soon
Wide Variety of Financial Services
We are soon to launch a variety of financial services including
Payment Account, Prepaid Card and Payment Gateway Services.
Payment Account

Global acceptance and review easily

Our payment account products are specially for the people traveling between Asia and Europe. Make the funds collection and transfer easily.

Prepaid Card

Unionpay acceptance

Our prepaid can be easily top-up through the payment account. Provide the convenient payment experience on the trip with diverse consumer benefits.

Payment Gateway

Enable the payment functionality for your own or for your clients

Our gateway service allows you to reach your customers quickly. Let them pay you or accept your money easily. You can start integration with our payment platform by using very simple API.


See more

Contact us

Email info@ungpay.com

Operational Office 1st. Floor, Flat 12, Regent House, Bisazza Street, Sliema SLM 1640, Malta

If your users are from Europe or Asia, UNGPAY payment solutions will make you get paid online quickly, securely and at low cost.As you cross the Asian-European continent, UNGPAY will be your best account management option.


An Electronic Money Institution (“EMI”) is defined as “a financial institution” that has been licensed in accordance with the  Financial Institutions Act  and authorized to issue electronic money.

Our Partners